YNAB (You Need A Budget)

by YouNeedABudget.com


Finance

free



Pay off more debt, grow your savings, and reach your goals faster.


Your money doesn’t have to be messy. Get a handle on your personal finances by budgeting with YNAB—a proven method and budgeting app that gives you real results. On average, new budgeters save $600 in their first two months and more than $6,000 their first year. Pay off more debt, grow your savings, and reach your goals faster. See a complete view of your personal finances. Gain total control of your money with YNAB. Try it free for 34 days.KEY FEATURES:Bank SyncSecurely link your accounts and see your complete financial picture in one place.Real-Time Expense TrackingView changes to your budget in real time across devices, making it simple to share finances with a partner.Loan CalculatorFind more money and motivation for your debt payoff with our loan planner tool. We’ll calculate the interest and time saved for every extra dollar put toward debt.Goal TrackingTurn your financial goals into reality with our powerful goal-setting features. Create categories for your financial goals and big purchases, and see your growing progress at a glance.Spending & Net Worth ReportsVisualize your spending and progress with budget reports. See your average grocery spending (down to the cent) and your growing net worth in full technicolor glory.No AdsWe don’t (and won’t) sell your data. We don’t pitch you recommended products in-app. When you open your budget app, it’s just that—your budget.Award-Winning Customer SupportAsk our extremely friendly, incredibly helpful support team your budgeting questions anytime via email or live chat.Feel Better About Your MoneyTired of timing bills to pay day? Frustrated that you make OK money, but have nothing to show for it? The YNAB budgeting app and its simple four-rule method will help you demolish your debt, save piles of cash, spend without guilt, and reach your financial goals faster.Free for 34 DaysMonthly or Annual Subscriptions Available.Terms of Usehttps://www.youneedabudget.com/terms/?isolatedPrivacy Policyhttps://www.youneedabudget.com/privacy-policy/?isolatedWe fixed a bug that disabled some transactions after deleting in bulk. And now, if you want to edit a split transfer from its counterpart, a friendly dialog will guide you to where you can do that.

Read trusted reviews from application customers

LIFE changer. The best therapist I ever had 💲🧘‍♀️

Meliah Masiba

I have been using YNAB for 7 years and I love it!! I was able to pay off my student loans in 4 years because of YNAB! It helps you see your true expenses and plan accordingly. I can't live without it!!

Gina McDill

I love this app it has helped me get my finances under control

Chrissie Erickson

the app is pretty good but it would be nice to have more reports available, like the web version

Penny Sinden

YNAB is absolutely the best budgeting app available. I love how it works on all my devices. keep up the great work!

Doug Smith

YNAB is an excellent app for anyone who wants to manage their finances and savings goals. The ability to budget as many months in advance as you want has been a lifesaver for me (I like to know how many months I have covered by the money in my account). Being able to connect to UK bank accounts and credit cards to automatically bring in transactions (an addition that recently brought me back to using this app) makes this into a genuine five star app for me

Paula Davidson

it has been so helpful and wonderful with helping me do better with my money 💵!

Mariel Sky Davenport

Watching a bunch of YouTube tips and reviews before getting started was the key. Using ynab and a simple budget we saw financial freedom quickly. Trust me, you need a budget

Dave Dykshoorn

Overpriced and after a year my subscribtion ended and I can't access my data anymore. Not happy with this at all.

Barbara Woitke

Android app has an unresolved issue that displays an incorrect next month's available to assign amount. I am sure that the Iphone doesn't have any such issue(s), as YNAB assumes everyone has an Iphone, not an Android phone.

Mark